Published by Varo Bank, N.A. on Oct 28, 2024

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Why should I report an Issue with Varo Bank: Mobile Banking?

  1. AppContacter will directly Email your issue/feedback to an apps's customer service once you report an issue and with lots of issues reported, companies will definitely listen to you.
  2. Pulling issues faced by users like you is a good way to draw attention of Varo Bank, N.A. to your problem using the strength of crowds.
  3. Importantly, customers can learn from other customers in case the issue is a common problem that has been solved before.
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About Varo Bank: Mobile Banking

1. All from a FDIC-insured bank built to get you ahead. • No surprises— Every dollar you deposit stays with Varo, not a third-party bank. • Varo Bank Accounts are FDIC insured up to $250k per depositor, per ownership category. ²Varo Believe is a secured credit card designed to help you build credit; however, a variety of factors impact your credit and not all factors are equally weighted.

2. Qualifications apply, including direct deposits to your Varo Bank Account: Information about advance amounts is based on April 2024 internal Varo research among single standalone loans with repayments of 30 days or less, no subscription fees or early wage payment requirements. ⁹Testimonials reflect real experiences of Varo customers. ¹⁰No fee to use U. S. Allpoint® ATMs. We charge $3. 50 for cash withdrawals at all out of network & international ATMs.

3. Additional 3rd-party fees may be assessed by ATM owner. ¹¹ The Varo Line of Credit is designed to help customers with unforeseen expenses with monthly payments, no late fee, no prepayment penalties, and no interest. Eligibility required.

4. Customers who had an existing VantageScore® 3. 0 credit score showed an average VantageScore® 3. 0 score increase of approximately 40 points after three months of having Varo Believe and no late payments on their credit.

5. Once you qualify, all balances over $5,000 will earn 3. ⁵The standard deposit insurance coverage limit is $250,000 per depositor, per FDIC-insured bank, per ownership category. ⁸Advance is a small dollar line of credit.

6. Building credit may take time and Varo Believe may be able to help when you consistently make on-time payments.

7. Your eligibility information and/or credit limit is always available to you in the home screen of your Varo app. ¹²Transactions will be declined when you don’t have sufficient funds.

8. You could have a negative balance if a transaction is approved for one amount, but the actual charge is more than what you have in your account, but we won’t charge you an overdraft fee. ©2024 Varo Bank, N. A. All Rights Reserved.

9. Once qualified for Varo Line of Credit, you will be assigned a credit limit from $600 to $2,000.

10. You may only take one Varo Line of Credit out at a time.

11. Your credit limit may fluctuate based upon a variety of factors.

Varo Bank Customer Insights

1. Be wary tho, not all retailers will believe that Varo is a real bank.I have been using Varo now for a couple of years and absolutely love all of the perks that go along with the free checking account! It is recognized as an accredited bank, no hassles when I need to link it with another platform for transferring funds for different things, all of the "fee-free" ATMs which seem to be everywhere you look, and especially the ease of using/navigating the Varo Bank Mobile app! There is so much more as well!! *AND NO..LOL..I WAS NOT PAID TO SAY ANY OF THIS** LOL..I have had no issues at all.

2. Not really a fan of the fact that when i transferred money into savings, it took an hour to show up, i dont want to complain too much because it eventually did show up in my savings balance, but i liked how the old version showed the transfers immediately.I have had no problems with the app, no problems with customer service ( they are awesome), and no problems using my Varo card.

3. I love Varo Bank!!!❣️🐬Varo has made it very easy for me, struggling with some financial problems, to continue banking, especially online.

4. When they made the transition to 'real bank', they had to issue new account numbers for all checking and savings account holders.

5. Varo has been a Godsend.Thank you for bringing back check deposit! 👍🏻 THIS IS NOT A PREPAID DEBIT! Been an account holder for over 5 year's and I love it.

6. I am however thrown off because the app doesn't have a search bar for transactions and amounts, can not be linked with Mint budgeting software, and the dispute system is not that easy having to email or call instead of clicking the charge in question.

7. I linked my cash app to it for easy, free transfers!! Keep it up! Don't fix something that isn't broken👍🏻👍🏻A whole new issue, even worse than the Zelle junk.

8. It was confusing and burdensome,but they managed to keep my info safe at least and have been really helpful when I needed a bank.

9. I was out of work and didn't have a bank account for a couple of years.

10. I've had my account for a little over a year, switching from Simple bank when they were bought out.

11. No nonsense! Free checking, free savings, no minimum balance or allowing you to overdraft.

Steps to Troubleshoot & Fix Varo Bank Issues

1. Fix Varo Bank Not Working/Crashes/Errors/Unresponsive & Black/White screen:


  1. Restart Varo Bank: Restarting the app will resolve most errors.
  2. Update the Varo Bank App. Here is how:
    1. On Android goto PlayStore » Search for "Varo Bank" » Open Varo Bank: Mobile Banking » click "Update".
    2. On iPhone, goto AppStore » Your profile » Available Updates » Check for Varo Bank » click "UPDATE".
  3. Clear Varo Bank: Mobile Banking app cache: Clearing cached data will force your app to retrieve the latest data directly from Varo Bank servers.
    1. On Android, goto Settings » Apps » Select "Varo Bank: Mobile Banking" » click Storage » click "Clear Cache".
  4. Check Varo Bank app permissions. If any of these permissions required to use your device's features are disenabled, Varo Bank might not work.
  5. Uninstall and reinstall Varo Bank. If nothing else has worked, completely uninstall Varo Bank then reinstall.
  6. Restart your device. Last, restarting your device can often clear most problems causing Varo Bank not working


2. Fix Varo Bank Server issues & Internet Connection


  1. Check network connection: An unstable Internet will make Varo Bank be unable to connect to it's servers. Ensure your wi-fi is working then restart app.
  2. Disable VPN: VPN can cause connection errors and lead to Varo Bank not working. Make sure all VPNs are off
  3. Enable background data: When Background data is turned off, Varo Bank may not be able to connect to the Internet when running in the background.

Reported Issues

Note: Issues displayed have already been sent to the developer and are older than 7 days.

  • For a reason unbeknownst to me, my Zelle account became compromised. That is a security message appears in the Zelle account stating that my mobile phone number, for security reasons, is not linked to the Zelle account. Even more, it is the same number I have been utilizing every since I created the Zeele account. I have no clue as to what caused the problem, but in any event and because I could not speak with a live person in customer support, and in lieu kept getting instructions to revert to the chat dialogue, I made the decision to uninstall the Varo account and reinstall it. That is what I am performing now. As an additional point, I do not appreciate the difficulty of the support offered by Varo. When the company was newer, live customer reps were routinely available. Last, I am disconnecting usage of Zelle from Varo, a relationship that I did not even initiate. I will utilize Zelle as an independent application. I will reach out to a live support person on Tuesday, December 26, 2023 about this troubling and exasperating issue.

    — by Madeline Sanders 11 months ago

  • Am having issues with my old account which hasn't been active since 2022...under a old email account khalillucas12@redacted

    — by Prentiss Khalil lucas 1 year ago

  • Am having issues with my old account which hasn't been active since 2022...under a old email account khalillucas12@redacted

    — by Prentiss Khalil lucas 1 year ago

  • Why can't I sign into my VARO BANK APP WHY IS IT SHOWING ME ERROR CODE

    — by Cynthia Camper 2 years ago

  • I can't delete information or change it around on my app make it too hard I should be able to move it with my finger

    — by Michael 3 years ago

  • I am trying to login to Varo Bank Mobile Bank but I no longer have access to that phone number

    — by Brittany Getgen 3 years ago

  • My account and the email that was attached to my account along with any other previous information was all compromised by an individual named Cheyenne Adderley I have already talked with a customer service agent about this matter and have discussed the fact that I can no longer get into the original email that was attached to the account there for making it impossible for me to receive any updated information from your guys's security team so with that being said because my situation has to do with identity theft and fraud and the fact that my ID has also been taken from my possession I am reaching out to you guys to try to change the existing information or figure out what the next step can be on my behalf while I'm in the process of getting an ID my first request would be to have my bank statement mailed to either the original address which is 10126 Timmons Road or can I go ahead and update that to a different address please I need answers immediately get back to me at your earliest convenience thank you

    — by Amber pina 3 years ago