1. Qube Money is going where no other budgeting app has gone before—bringing a digital version of the cash envelope system to a proprietary banking platform.
2. Qube Money is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar.
3. Qube Money automatically keeps track of precisely what, when, and where you spent—no more trying to remember what goes where—it’s already organized in your qubes.
4. Qube Money bank account services are provided by Choice Financial Group Inc and are FDIC insured.
5. Opening a Qube Money account will not affect your credit score. Find a bug?
6. Each qube controls the available funds ready to spend with your qube debit card.
7. Stop worrying about losing an envelope full of cash, losing your wallet, or having your card lost or stolen.
8. Choose which qube you’re spending from before each purchase, automatically limiting your spending habits.
9. Forget the pen and paper, the spreadsheets, the physical cash and envelopes, the reconciliation, the manual entry, and the inaccurate transaction reporting.
10. The Qube Card is engineered so that you're the only one who can use it.
11. Default Zero technology requires a category to be opened from your phone before you can spend with your card.
1. But the new $12 fee a month is ridiculous I will be looking for a new bank with virtual cards.Even though I've just started using Qube they show great promise and have the features I loved from Simple and ONE.
2. To get to 5 stars I would love to see interest rates on goals and a bi-weekly option for re-occurring transfers.Since Simple bank and OneFinanace sold out, Qube has come in to save the day.
3. I hope to be a life long user of Qube Money!The budget aspect is fine it's the UI that still needs some work especially on Android.
4. Qube has done a great job about making this idea a reality! Everytime I've hit a glitch, the customer service department has been quick to resolve the issue.
5. I've been able to see my overall money in the bank increase by 🤯 A LOT 🤩 with qubing and automating my budget, very much like I used to with the old "Simple" bank/app.
6. They don't link to Plaid outside their system which makes budgeting hard, I do like the envelope style budgeting but it's a poor expense tracker for freelance workers.
7. Qube is constantly being made more user friendly (warning, make sure you update the app to get the benefits of the updates, don't be a ding dong like me).
8. I really like how I can combine my budget and envelopes into one technologically advanced system (seriously, find me another app that tracks my spending per area, so I don't have to think about it!).
9. I have been using the Qube Money app for around 2 years.
10. You have a slight open qube animation which is fine for the most part but on Android it locks up occasionally.
11. The developers seem like a great team, interested in further developing this app which is also great news!This actually makes budgeting fun for me.