1. Improve your credit score with a Credit Builder loan of up to $1000 & exclusive services with a membership. 1 Instacash is a 0% APR cash advance service provided by MoneyLion.
2. You may be required to have certain MoneyLion accounts to use this feature. 5 MoneyLion displays personal loans in our marketplace with repayment terms from 12 months to 84 months and APR ranges from 5. 99% to 35. 99%.
3. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid.
4. Access mobile banking, personal finance resources, personal loans, fast cash advances & cashback rewards for extra money when you need it.
5. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit. 3 Round Ups is subject to terms and conditions.
6. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion.
7. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time.
8. Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account.
9. See Instacash Terms and Conditions for more information. 2 With direct deposit.
10. Get personal loan offers from partners on the MoneyLion Marketplace.
11. All loan offers on the MoneyLion marketplace require your application and approval by the lender.
1. The only thing that sucks is that they only let you take out in $100 increments and you're charged $8.99 for each increment you take out plus they want a tip (it's optional) but if you want to take out $500 then it'll end up costing you a total of $544.95. So beware of that, otherwise they approve you right away and made the process of getting the money faster and easier!It's a pretty reliable app and helps people in a tight spot.
2. All in one place, however, I don't utilize all the functions available so it's clutter for me.They ask for "tips" when using the cash advance feature, which already charges a %10 fee, and you can only take out $100 at a time no matter your limit.
3. So depending on how much you need, you have to make multiple withdrawals, paying the same $9 fee everytimeIt's a good banking company, the only thing I have a mild issue is that the app feels significantly more cluttered than other banking apps.
4. I've had my account for four years, and there have been no great improvements, but there are definitely more fees.
5. You then have to pay more fees to withdraw any funds, which is fair if you only need a bit.
6. I am learning! I can't seem to sign up for the credit building plan, but have used the instacash feature monthly with no problems whatsoever.
7. So they charge you 10% for every time, cap it at $100 per request but then as soon as you get that you can request another $100 with a other 10% fee.
8. For example, if i take out $300, i have to pay $30 in fees and I believe they tack on hidden fees.
9. They keep hounding at a tip, but i feel like if I have to pay $10 in fees, that is your tip.
10. There are better apps in my opinion.I've been using this app for a couple of years now with few issues, that I blame on myself for not fully understanding how to properly do things.
11. Be careful.They approved me for $150 right away and they keep increasing the amount each time I pay it back on time.