1. North One is a financial technology company, not a bank. Banking services for the deposit account provided by The Bancorp Bank, N. A. , Member FDIC.
2. See Deposit Account Agreement for details on ACH transfers, Same-day ACH transfers, mobile check deposit, physical checks, domestic wire transfers, and third party cash transfers (subject to terms and conditions of GreenDot® Corporation). 7.
3. The NorthOne Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N. A. , Member FDIC, pursuant to license by Mastercard International Incorporated.
4. North One is a Business Checking Account that simplifies your banking experience, allowing you to focus on what matters most—growing your business.
5. North One Lending loans are issued by Kanmon, a licensed lender.
6. North One does not issue loans or make credit decisions in connection with loans.
7. Real Time Payments are available through The Clearing House Payments Company, LLC and generally occur within seconds, however certain circumstances could result in a delay or cancellation of a payment.
8. North One is a financial technology company, not a lender.
9. North One does not charge a fee for this service, but may reimburse you for third-party fees charged.
10. You must contact the North One Customer Care Team to request reimbursement. Some restrictions apply. 4.
11. California Loans are made pursuant to a Department of Financial Protection and Innovation California Lenders Law License.
1. But the 4 star would have been a 5 otherwise it's just I like to leave room for for Improvement, as I do not believe in perfection.Update: was finally able to open account but the money I deposited was transferred back supposedly (without any authorization)...however it's not in my sending account.
2. After I posted the above, the developer responded on here "Please check your in-app chat for a message from our team." When I logged into the app it said I had a message waiting for me, but when I clicked on it I got "Something went wrong Couldn't load your conversations"I had this account for years.
3. Monthly statements do not come out until the 4th of the month, so even reconciliation of your account needs to be delayedTo be fair I made my original deposit and there have been no problems.
4. Make sure to move your money out before they randomly suspend your account or it's held hostage until they send it via check a month later.
5. Check deposits take forever to be credited into the account, at least 5 business days which is always over a weekend unless your deposit was on a Monday, so add those 2 extra days to the 5.
6. A customer wrote me a bad check, and this group closed my account without notice.
7. So it's just lost in cyberspace I guess! Very little help from customer service and none at all from other account.
8. Here we are about 3 weeks later, I received a check for the balance on my account.
9. DO NOT OPEN AN ACCOUNT! When I first got this app & opened an account, I thought it was great for me as a freelancer.
10. Constantly threatening to close account over any transactions every other month.
11. Pending transfers are not reflected in the account balance, so it is easy to send more than you have.