1. Savings with Genius and Albert Savings accounts (together, “Savings”) are held for your benefit at Coastal Community Bank, and Wells Fargo, N. A. , Members FDIC, respectively (together with Sutton Bank, each a “Deposit Bank”).
2. Your FDIC insurance for each such account is subject to Albert maintaining accurate records, a positive determination by the FDIC as receiver if a Deposit Bank should fail, and with respect to each Deposit Bank the aggregation of all of your insured deposits held at that Deposit Bank.
3. Funds in Albert Cash and Savings are held in pooled accounts at their respective Deposit Bank and each are FDIC-insured up to $250,000 on a pass-through basis.
4. Albert Investing accounts are not FDIC insured or bank guaranteed and involve the risk of loss.
5. The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard.
6. With Instant overdraft coverage eligible members can overdraw their Albert Cash account for debit card purchases, ATM withdrawals, and transfers.
7. Genius, which includes Albert Cash, Savings with Genius, and all Albert subscription features, has a maintenance fee that costs $14. 99/month.
8. Manage your budget and spending across multiple accounts, track subscriptions, get smart alerts to save more and spend less, save and invest automatically, get up to $250 in overdraft coverage, monitor your identity and credit score, and finance experts.
9. Limits start at $25, are reevaluated on an ongoing basis, and are subject to eligibility requirements based on your linked bank account activity, and other factors.
10. Investing accounts are not FDIC insured or bank guaranteed.
11. Deactivate Genius or close your Albert account any time in the app.
1. I've been trying to cancel it for almost a year but every time I go to do so there is more mystery money in the account and I can't get out.
2. It has been several days and I have been unable to withdraw that money back into my account to cancel.
3. Couldn't cancel membership for longest time they did not have that option available, as of 2 days ago it's cancelled , after they took $12 out of my account a cancel option appeared.
4. This app is terrible.I love the app because it really does help me save money without noticing that anything is being taken out of my account.
5. When you try to cancel suddenly the money it has transferred to "savings" is inaccessible and still pending after previously being shown as cleared.
6. Albert is useless unless you like to waste time and money.It lost connection with my bank.
7. And when you want to cancel it and deactivate your account they trap you into staying bc they are forever adding "auto saved" funds to it so you can't close it.
8. I am still waiting for the "pending transaction" of the money they ripped out of my account.
9. They want me to get my balance to 0 first, but they only let me withdraw a little money at a time, so getting it down to 0 is impossible.
10. I did monthly and they charged me for the full year and they took it from my SAVINGS account.
11. I don't have another bank to use and now I can't access the money in my savings.
Can't login to my account
I have been trying to login into my account . I was told my account was locked due my linked statement bank account . Pls i need to login into my account and pay my rent . Kindly get this fixed pls .
Regard
Woods