1. I downloaded it thinking it was a glitch, and it still didn't show how much money I could get, it wouldn't let me adjust how much or seeThey approved me for a small loan... had me sign for a payment schedule that was broke down into 4 payments that I could have easily afforded... A few days later they send me the money.. So I use it for what I needed for.. wake up the very next day and FIG had wrote themselves a check out of my checking account for the full amount of the loan... Now they won't respond to any of my messages or answer the phone, and I am in a very bad situation with my car loan... Thanks alot Fig you fks...I don't know.
2. They do check your credit and bank history and are absolutely discriminatory regarding blemishes on your credit and bank history.Got 1 loan, made my monthly payments and paid off on time.
3. Not simple to use, not easy to understand, pages keep reloading and redirecting, not user friendly, impossible to use, not clear about pulling credit scores, basically this app and loan is a waste of time.
4. I didnt need the loan, just trying to establish my credit.This company is advertised as a bad credit rebuilder company who helps by giving you a loan and you repay it over time.
5. At first it asks where you're from, I choose texas and it won't even let me choose my Loan amount, it doesn't show how much I could recieve, it just says "pick loan" I have ZERO information about the loan and they want me to agree to it.
6. As the last step of our process (after you have passed all our internal approvals), we run a credit / identity check with a third party information service called Clarity.
7. We don't look at any traditional credit scores when making loan decisions.
8. I don't know about y'all but that sounds like a scam! I never write reviews but I had to for this because that is absolutely ridiculous! I've only ever had ONE loan and that was not from this stupid appAbsolutely terrible, I downloaded it thinking was an awesome app, but as soon as I opened the app I was very disappointed.
9. Their loan process is fantastic and the structure of paying back is phenomenal.Clear as day to understand exactly what you owe and what you can save by paying early.
10. Clearly stated that after first loan the amount u will be eligable for will increase after successfully paying off loan.
11. Both points are false as i have paid off numerous loans faithfully for awhile and when requesting for an increase i was denied due to bad credit.