1. Stairs combines the easy access of savings with the real returns of investing – we call it “Savesting. ” With Stairs, you can earn much higher interest than traditional savings accounts.
2. And you can access and withdraw your funds easily, at any time, with no fees — ever.
3. Do your future a favor and download Stairs today.
1. The risk is not worth the 6% they offer.a little dubious, when something sounds "too good to be true" it probably is... Yeah you can earn high intrest like 400 times a savings account, however I've noticed an issue with round ups and re-reoccurring transfers, both of which are not being automated by the app, ive contacted support and the issue eventually got resolved for this i added a star.
2. I have been in contact with support since mid-May and will adjust this rating when the issue is resolved.The account itself is a good idea, but the app is terrible.
3. The balance randomly changes, often decreasing below the amount of posted interest payments already made to the account.
4. But ground-floor is good.I'm quite enjoying the ease of this app, and I really like that I can see a Real-Time building of interest; that's a really cool feature! My only current complaint would be that there's no password protection on the app.
5. I love Groundfloor and want to love this offering, too, but I cannot recommend this until they work out the basic flaws in the interest calculation.
6. There isn't much of a help section though, so I can't justify 5 stars.Good concept however my account seems to have lost $4.
7. Stairs is a great middle ground between the stability of a savings account, and the yields of the stock/bond markets.
8. It deleted my linked bank account and when i tried to add it again, it would say it was added but then tell me i have no linked bank accounts.
9. Side note: if the future tab showed how much assumed was interest versus assumed principle that would be a huge improvement.
10. Just know that your money is not fdic insured, they call it "saving" but it's really investing, and investments can lose money.So far so good.
11. I feel a bit uneasy about that because when my savings build more, I'm going to hope to have peace of mind that my savings won't be stolen if I lose my phone.