1. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. *Credit score calculated based on FICO® Score 8 model.
2. Experian is a Program Manager, not a bank. ‡To be eligible for the $50 bonus, your Experian Smart Money™ Digital Checking Account must be credited with at least $1,000 in direct deposits within 45 business days of opening your account, and your account must stay active and in good standing at the time the bonus is paid.
3. Learn how to instantly raise your FICO Score with Experian Boost®ø, get notified about changes to your credit and more.
4. We'll even cancel subscriptions you no longer use. See experian. com/legal for Terms of Use Agreement, Privacy Policy, Cardholder Agreement and Disclosures. ¶The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International.
5. The Experian Smart Money™ Digital Checking Account helps you build credit without debt by automatically connecting to Experian Boostø!
6. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. **Results will vary.
7. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. øResults will vary.
8. Get your Experian credit report and FICO® Score* with a free Experian membership—no credit card needed!
9. Check your FICO Score and credit report anytime, anywhere—it won't hurt your credit. Get every 30 days.
10. See what factors help or hurt your FICO Score, and actions to take for better credit.
11. Stay informed with push notifications if your FICO® Score* changes, accounts are opened in your name or new inquiries appear on your credit report.
1. It has a lost wallet feature to help with all your cards if your wallet goes missing.This app is great and yes just by signing up it actually increases your score and allows you to show utility and cell phones billing statements that may also help increase your credit worthiness.. well I used it for months and months and months.
2. I love being able to access my credit score any time I want.
3. Like the score simulator, identity protection, checking other credit bureau scores.
4. So that was disappointing.I was able to boost my credit score a little with the boost function.
5. Saying my credit score had changed or gone up when it hadn't changed at all.
6. The credit score doesn't match my other financial services.
7. It's nice to see a higher credit score, but I'm trying to build up my score to buy a house, and I'd like to see a more accurate score.
8. Your app told me my credit score had changed when NOTHING changed.
9. I bank at a credit union that is not set up to pair with Experian to show payments I make to boost my credit.
10. I get immediate notifications when any changes occur like a credit pull, application, or new account creation occurs.
11. This app shows my credit score is higher than my actual credit score.