Published by ConsumerDirect Inc. on Sep 30, 2024

Report an issue with SmartCredit.
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Why should I report an Issue with SmartCredit®?

  1. AppContacter will directly Email your issue/feedback to an apps's customer service once you report an issue and with lots of issues reported, companies will definitely listen to you.
  2. Pulling issues faced by users like you is a good way to draw attention of ConsumerDirect Inc. to your problem using the strength of crowds.
  3. Importantly, customers can learn from other customers in case the issue is a common problem that has been solved before.
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About SmartCredit®

1. Remove credit reporting errors, identity theft and ask questions directly with your creditors using our patented Action Buttons.

2. All your online banking, credit cards and investments in one place, with Action Buttons to quickly resolve problems or ask questions with your financial institutions.

3. Easily see what's helping or hurting your credit score and get a personalized plan to make it better, so you can qualify for loans with the best rates, as quickly as possible.

4. SmartCredit® helps you control your credit score, money and identity in one place.

5. See exactly what's helping or hurting your credit score and get your personalized, 120-Day Plan to a better score.

6. Discover how your spending strategies can unlock hidden credit points using our patented credit data science.

7. SmartCredit® even safeguards the points you gain with unmatched credit monitoring and ID fraud insurance.

8. It's never been so easy to read and understand your TransUnion, Equifax and Experian credit reports.

9. See where your private information is exposed online and request removal with one swipe.

10. Easily track all your scores with simple charts or in-depth information.

11. Full coverage for your whole family, including pre-existing issues you did not know about.

SmartCredit Customer Insights

1. The helping you part? Not so much.The system could be more user friendly and share more vital information in a way that's useful to "lamens" Outside of that, the app is a very useful tool to have and worth the $25.00 per month fee.Total SCAM... I tried to cancel and get my money back because I wasn't happy with what they offer and they refuse to refund me my money.

2. You have to call them to cancel ! Do not waste any money with this horrible app!!!Great and user friendly interface! Glad I can check, monitor and improve my credit score.

3. I love having my credit protected and removing my personal info from all these sites out there selling it without my permission.Smart Credit is supposed to take your money and then help you with your credit.

4. And which credit card to use to not lose points :o then it show website that has my info and I can remove it from the internet :0 There's also money manager feature.

5. *EDIT* Developer took 5 MONTHS to reply - just another indication of their lack of customer service and attention to clients.Easy to use and super cool features.

6. Complete scam ! Can not complete any actions and there is nowhere to cancel membership.

7. They try to sell you on three different pages different products before you can finally cancel.

8. It actually tells me details how to add certain points to my credit score.

9. And make it very difficult to cancel...DO NOT BUY!!Horrible app.

10. It's not easy to cancel.

11. Difficult steps to cancel.

Steps to Troubleshoot & Fix SmartCredit Issues

1. Fix SmartCredit Not Working/Crashes/Errors/Unresponsive & Black/White screen:


  1. Restart SmartCredit: Restarting the app will resolve most errors.
  2. Update the SmartCredit App. Here is how:
    1. On Android goto PlayStore » Search for "SmartCredit" » Open SmartCredit® » click "Update".
    2. On iPhone, goto AppStore » Your profile » Available Updates » Check for SmartCredit » click "UPDATE".
  3. Clear SmartCredit® app cache: Clearing cached data will force your app to retrieve the latest data directly from SmartCredit servers.
    1. On Android, goto Settings » Apps » Select "SmartCredit®" » click Storage » click "Clear Cache".
  4. Check SmartCredit app permissions. If any of these permissions required to use your device's features are disenabled, SmartCredit might not work.
  5. Uninstall and reinstall SmartCredit. If nothing else has worked, completely uninstall SmartCredit then reinstall.
  6. Restart your device. Last, restarting your device can often clear most problems causing SmartCredit not working


2. Fix SmartCredit Server issues & Internet Connection


  1. Check network connection: An unstable Internet will make SmartCredit be unable to connect to it's servers. Ensure your wi-fi is working then restart app.
  2. Disable VPN: VPN can cause connection errors and lead to SmartCredit not working. Make sure all VPNs are off
  3. Enable background data: When Background data is turned off, SmartCredit may not be able to connect to the Internet when running in the background.

Reported Issues

Note: Issues displayed have already been sent to the developer and are older than 7 days.

  • pement karta hu

    — by miraji kokate 2 years ago

  • To Whom It May Concern @ Smart Credit;

    Effective today (August 8, 2022) I would like my account with all of my personal information deleted and removed from your records and database. Under GDPR - General Data Protection Regulation,This gives me the right to ask an organization that holds data about me, to delete that data. Which is known as the ‘right to erasure’. Under the law your organization has one calendar month to respond to my request. Thank you. For your time and help.

    My name is Kimberly F Siemion
    DOB 6-19-77
    Email karma.365@redacted
    Address 2501A Bluff View Ct, Greenville NC 27834

    — by Kimberly Faith Siemion 2 years ago