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1. I tried to wait till refund arrived but my report took a 60 point dive and I needed help fixing my credit asap.
2. How can they say they help everyone regardless of credit history when it isn't necessary...but then they check your credit and tell you they won't offer you anything?? False and deceptive advertising! Scam company.
3. I will update the review if and when they contact me.Just a fantastic concept, flawless execution.. Awesome experience.. Can safely say I'm here to stay! (My only half complaint is that I was told i would receive a cash bonus Of $10 if i added at least $100 to my account.
4. After the third payment, and the service still had not reported to my credit, I cancelled.First they promise to give a decision hours.
5. SCAM!!!!!!Every time I tried to enter my bank account I was taken back to the login page.
6. It took them 3 weeks, with so many emails saying my application was incomplete, even though I provided the information right away after the 1st email, the website has so many problems, ask you for things they don't even support.
7. Instead, they based their decision off of my utilization and skipped my 100% never even been late on a payment ever, never looked at proof of refund, 0 negative marks or checking into my 2nd and 3rd bank accounts.
8. I can even change the bank info if I wanted to every time I enter to add account it goes into a loading continuously phase.
9. Set up- when inputting information (Job, Education, etc...) none of the calendar date start/end links work thus rendering being able to fill application impossible.
10. I applied for a loan to pay off my credit cards and then pay it back with my tax refund that will be arriving next week.
11. Or they hold my credit history against me as the determining factor for rejection.