1. Set money aside for weekly spending with the Qapital Visa® debit card.
2. Get your money off your mind with the Qapital app; a suite of set-and-forget money tools that make financial decision-making easier on the brain.
3. Qapital Dream Team™ lets you save toward shared goals and see one another’s transactions without giving up your individual accounts.
4. Qapital offers a robust set of automated money tools.
5. Advisory services provided by Qapital Invest, LLC, an SEC-registered investment advisor.
6. So, we put together a team of product experts and finance pros to build automated money management solutions that are simple to use and easy to stick with.
7. Automatically set money aside for savings and investing goals when you get paid, when you shop, or whenever works best for you.
8. Debit card issued by Lincoln Savings Bank, Member FDIC.
9. Qapital is a fintech company, not an FDIC-insured bank.
10. QAPITAL, QAPITAL INVEST and the QAPITAL and Q logos are registered trademarks of Qapital, LLC.
11. Checking account provided by Lincoln Savings Bank, Member FDIC.
1. Its really cool to be at a store thinking about splurging on some stupid thing, and being able to instead easily transfer the what I would have spent into a savings goal in real time.
2. Emailed to cancel and then uninstalled the app Two years later I find out they've still been withdrawing the membership fee all this time and refuse to refund even though I clearly stopped using their service.
3. I found you can delete the the "qapital savings" which is with Wells Fargo apparently but when I select delete I just get an error or a spinning wheel that goes away with no confirmation the account is deleted.
4. The app will very clearly and easily show you the money there and you have full access to move it, withdraw, and there's options to help you put it in a savings goal.
5. The "you can't find my account" is only true if you are being intentionally lazy.I've been with Qapital for years, it's not bad in theory.
6. My only complaint is how much it tracks and how there's no way to exclude certain transactions (i.e. receiving money from someone for their half of the rent, transferring money between checking and savings accts, or paying off my credit card).
7. A few weeks ago I needed to provide a PDF of transaction activity and there was only the overall saved funds statement.After some initial issues the app is great, only problem is I wish the overdraft failsafe would be an optional feature instead of something that's forced upon you.
8. I tried to set up two savings plans but upon setting up the second savings plan, it didn't appear that I could use the same account for funding.
9. The issue lies when someone needs to access the money without a phone and your money is in savings.
10. Upon setting up my account I was given an option for a 3 tiered account subscription beginning with $3 monthly (which is what digit charged), next $6 & finally $12.
11. Maybe it's just me, but I don't think cancelling should be such a battle involving research, time, trial and error, and money loss.