1. BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify.
2. GREAT RATES - Better technology means lower variable APR’s. FEES? - Petal 1 has late and bounced payment fees.
3. STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money.
4. PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee.
5. We use modern technology to help people build credit, avoid debt, and spend responsibly.
6. Instead of looking at just credit scores, we use millions of additional data points to help more people qualify for credit, even if they've never had it before.
7. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees.
8. But there are no fees of any kind on Petal 2.
9. Petal's aim is to bring financial innovation and opportunity to everyone.
10. PETAL 2 is our most advanced card yet.
11. MORE CASH BACK AT MORE PLACES - Both cards come loaded with 2% - 10% cash back offers from top brands and over 500 local businesses.
1. Claimed the "Credit Market Changed" switched me from a non fee card to a card w $8 a mo fee!! That's after being a reliable customer for over 2 years!! I opted out and as a result they will take any cash back rewards you have!! I reinstated my acct to use up my benefits and then I'll cancel.
2. Canceled my account immediately after applying for, and being approved for, another card that has better benefits and no fees.
3. 0/10 do not recommend.Total scam, have great credit and now they want to change my account to one that charges fees.
4. BE CAREFUL! They will randomly switch your account over and impose fees, with your only options being to deal with it or opt out entirely (i.e. closing your acc, irradiating a line of credit).
5. Now my apr is higher, I'm forced to pay $8 a month, late fees, and more!Petal 2 experience was great, I was able to salvage my credit from a dumb decision made when I was young & now have great credit.
6. Plus they're now forcing grandfathered customers to either close account or pay up (for a credit card that most definitely isn't premium).
7. All in all, this is a horrible place to get a card from, value is terrible, and good luck trying to have them back you up if you ever have to dispute any charges.Bait and Switch.
8. There's no explanation for mobility out of this and they can change my limit at will 👎Worst credit card I've ever had.
9. Then without warning they decided to tell me my card was changing and that they would start charging me a monthly fee and a fee per transaction.
10. I also had trouble using the card at many retailers and had transactions declined for no reason at establishments I had previously been able to use it at.
11. My initial account had no monthly fees, a grace period for payments, and virtually no limitations on what I could buy.