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1. No option to just pay by card without contacting customer support.Per pay can be useful if you want to purchase items and have bad credit as the payments are deducted from your paychecks however BEWARE that all items cost at least several hundred dollars more than you can buy them elsewhere... that is often the price you pay with poor credit.
2. Don't throw away your money unless you really feel like it's your only option.Awesome program, saved Christmas! Great selection of items to buy and your credit limit goes up quickly after a few payments.
3. And you pay them back in payments.Really annoying that I can't "heart" or add items I want to buy to a wish list so I can go back to the specific item instead of having to scroll through everything again a week later when I'm able to purchase it.
4. Payments are very easy to make and they have a great selection of items with more and more being added.
5. Shipping fees are outrageous ranging from the lowest I've seen is $10 for small items and regular from $20-$60 per item.
6. Also you need to setup direct deposit to make your payments which is just silly, as it takes a week or two for most payroll departments to even process a new direct deposit.
7. They prob don't want you to know this but you can lower the amount of your direct deposit and they still count it as on time payments.
8. Bad first impression, the selection isn't worth it either.Very convenient way to purchase items.
9. I had an item that had a old cigarette butt in the package but couldn't return because I had already opened the box.Horrible customer service.
10. My biggest complaint with them though (and it is a real problem) is that they have no customer service whatsoever! There is no phone number to call and no way to contact them.
11. I did receive my item but have been trying to pay off my account and evertime I do another 2 dollars magically appear that has to be paid before I can close the account even though it's not just another monthly charge.
No longer have access to this account. Would like to reopen under stephenobar2@redacted.
I would like to delete my account. I no longer want to order anything from here.