1. With Maya, you can save money and earn up to 15% interest p. a. every day, loan up to P250,000 instantly, apply for a credit card, shop with your Maya card worldwide, and scan any QR Ph to pay for anything. • BSP-licensed digital banking with a twist? You bet. • Enjoy up to 15% interest p. a. credited to you every day, so you can see your money literally growing every 24 hours. • All the wallet features you need to send money, shop online, pay your bills, and more are right here, too. • Get a Maya card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently from your wallet. • You’ve got plenty of ways to explore your money's potential through crypto and funds. • Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50. • Makes trading cryptocurrency a lot easier with Maya. • When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P18,000 credit and give your everyday budget a boost. • Approval is subject to credit evaluation.
2. See below for loan terms. • Monthly add-on interest rate: 0. 77% - 2. • Monthly effective interest rate: 1. 4% - 4. • Late fee (daily) on overdue principal: 0.
3. Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas.
4. You can experience next-level digital banking with the safety of a bank and convenience of a wallet.
5. Know why it feels good to get banked with Maya?
6. Deposits are insured by PDIC up to P500,000 per depositor. For concerns, go to your app and visit the Help Center in your profile.
1. After closing an ad another one pops up.Considering pulling out all my money and just using my actual bank account, the app has been so buggy lately, especially the credit area, transactions are always unsuccessful, even my payments are unsuccessful, first time failing to pay on before the due date and it still won't accept my payment.
2. Hope there's an option to disable OTP or received it through email.It seems maya crypto coins chart and number presentations in list or grid mode are somewhat confusing because they show different numbers when you change to list to grid mode vice versa.
3. Its been good but now, im concerned about its functionality.Maya is a great app but if you're in an area with poor network signal it is not recommended to use, every transfer needs an OTP and it's troublesome if you can't receive one.
4. Other online banks don't display personal details like that.I'm new user and created a savings account, deposited money on it.
5. I'm expecting to boost my interest rates and there is no way that it restart or even recognize the completed tasks like bills/shopping payments I made.
6. Went through all the steps in the help article but the "we ran into a connection problem" error is still there, and been there since yesterday (day six now).
7. Their interest rate is becoming low and their cashback is non-existent at this point.I used to like Paymaya and used it for buying things from Amazon and iHerb.
8. Ordered a physical card without a problem but just after I updated the application it becomes buggy, slow, connection errors and I can't totally use the app now in my phone.
9. But all in all this is a great app to use in day to day basis😊Somehow I understand that they lowered their interest rates but I don't like the savings boost interest right now.
10. All I need rn is an option to hide my number and name bc everytime I open this app, my number and name is on display, big and in bold.
11. One thing I noticed in the latest version is the slow (but not so slow) loading of payment input after you scan the qr.