1. Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest. *Credit Score Increase: Based on Kikoff customers who start with 600 or below credit.
2. Kikoff customers who make on-time payments see improvements of their credit score by 58 points, on average.
3. Also, users with Premium Credit Service account can sign up to Rent Reporting to have their rent payments reported.
4. If you’re ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it.
5. You’ll get a credit line reported to Equifax, Experian, and TransUnion** every month.
6. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup. 4.
7. Payment behavior can have an impact on your credit score, and individual results may vary.
8. Each on-time payment builds payment history, which helps your credit!
9. Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply. 1.
10. We lower your credit utilization with a $750 or a $2,500 tradeline. 2.
11. We report those payments to Equifax, Experian, and TransUnion every month while your utilization rate stays low. 3.
1. since downloading it and signing up for it, my credit score has only gone down, I have seen zero improvement at all to my credit only dropped 41 points.Raised my credit significantly, started 12 months ago with $2 credit builder and $10 monthly payment program which I can redeem after paid in full.
2. If my score keeps going up, so will the stars 🤩😜 Update: 7 months now and my credit score has gone up 107 points! 2nd update: It's been over a year now and my score keeps going up and up thanks to kickoff! They've help get my credit score up 120 points in less than 18 months.
3. The app itself is a bit slow.so far the app is pretty legit it has helped my credit quite a bit I've only been making my payment (which it's only $2 a month) for 3 months now and my credit score is already risen by 60 points.
4. It does report to the credit bureaus monthly, with that being said, closing an acct after a short period of time does reflect negatively on your credit.So far, my credit score went up twice to a 720 and within 1 week dropped to 121 pts.
5. I still think its worth it though, especially if you're only a few points shy of meeting a goal.This app is supposed to help build your credit, but what they don't tell you is that they do a hard credit pull and it drops your credit score 41 points.
6. I would definitely recommend this app to anyone trying to raise their credit.Very easy to use!! I checked my Experian credit report and there was my Kikoff credit account listed in good standing showing that I had spent $20 of my $500 limit.
7. I would recommend them to anyone looking for an easy, affordable, and very effective way of building your credit score!This service isn't worth the cost.
8. Why would I sign up for a credit builder card that drops my score when I'm trying to build credit.
9. Definitely worth the $5 a month!Its good if you want to add a quick 10 or 20 points to your score in a few months, can really help if you're just a few points shy of your goal.
10. It doesnt show up on your credit report as a traditional credit card, it doesnt show a credit line, and so it doesnt offset your debt ratio.
11. Can help please be easier ?Update: it is now up 110pts!!! love this app, so far my credit has went up 35pts since November.
Hi I can't afford to make the kikoff payments atm can you please cancel my loan as soon as possible if possible without making it look badly on my credit report
How do I pay your the amount or balance due?
I will like to cancel my account with full refund
Cannot afford to pay and am not intrested in participating in something asking for money for a credit score do not like regarding money to use services am not intrested plus this as given more more anxiety to pay for something I do not have
I've been trying to cancel/close kikoff membership but it won't let me. I have not used any offered credit to purchase their online products. I want out.
I am deleting Kickoff due to financial reasons. Thank You!!!!
I have been trying to cancel this subscription since day one. Thank You!!!