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1. And that it did! Sure, the app is glitchy and doesn't work properly sometimes, but who cares as long as my credit score keeps climbing! I have a $150 limit, but they report that I have $1,800! With auto pay, my balance is paid monthly.
2. I think if you already make monthly payments on any of the services they cover, why not get credit for paying them? I wouldn't suggest getting this and then signing up for a bunch of new bills on things you didn't already have, thoughThis is nothing like how they make it seem.
3. Also, they give an option of "early manual payment" between the 1st and 10th (which i thought was a good idea) but even the "manual payment" isn't "manual" because AGAIN you can't determine the amountIt's for building credit, that's it.
4. Love it! My credit score is up almost 100 points! Way better than experian boost! You have to try this!I'm not sure why others seem to have so many issues with this app.
5. This includes another credit check and a higher service fee! So even if you make the payments on time it's not guaranteed you will moThis app needs a few changes, but overall I see the potential in it.
6. Payment history, length of credit history and credit mix together make up 60% of your score.
7. They charge you to have the account and then won't upgrade you to a plan that will help drive your credit score up.
8. For that $10 dollars, they give you a virtual credit card to have all your subscriptions charged to, and they take the money from you once a month instead of stressing out about which one is getting cut off next.
9. The purpose of opening a Grow Credit account is to raise your credit score.
10. If you think you'll sign up and see an improvement in your score within a few weeks you won't, that's not how any credit builder app works.
11. I think it's great, I pay $5 + the monthly due on subscriptions I already had, and that gets reported to the credit agencies.
I will like to cancel my account will make another one in the future
I am still waiting for help. I signed up with Grain yesterday, and when it got to the part about verifying identity, the app closed, so I went back to the app and it said YALL could not verify my identity! But it never asked me any questions to verify my identity! Please correct this! Shelly Lindsey phone 478-550-3235 shellfaulk@redacted