1. Keep track of your financial life across your short- and long-term savings goals with our easy-to-use app. NEW CUSTOMERS EARN 4. - Get an extra 0. 50% APY* with qualifying deposit and nearly 11x** the national average. - Protect your earnings with up to $2 million† in FDIC insurance at our program banks. - 1% match for digital customers and a 3% match for Premium customers!
2. It’s simple: Betterment is a robo advisor built with technology that optimizes for you, creating a tailored experience that fits your needs whether you’re an investor-in-training or a stock market guru.
3. We’ll match net Roth and traditional IRA contributions until December 30, 2024. - Customize your stock-and-bond risk level with recommendations from the pros. - Looking for an all-bond strategy?
4. Try our BlackRock Target Income portfolio or our Goldman Sachs Tax-Smart Bond portfolio to target higher yields while taking on less risk than stocks. - Questions?
5. As an independent digital investment advisor and fiduciary, Betterment is built to help you do what’s best for your money so you can live better.
6. Premium comes with access to a team of CFP professionals, a . 25% Cash Reserve preferred rate boost, and more. - Make saving for retirement easy with an IRA.
7. Invest and save better with Betterment.
8. Investing apps are a dime a dozen, right?
9. So, you might be wondering why you should download this investing app.
10. Join the 900,000+ people who entrust us with over $50 billion.
11. Get started in minutes with just $10 and no minimum balance.
1. Betterment needs me to put in a password to access the app again, but I can read the screen and see everything before I out the password in when I navigate back to it (if thdt makes sense?) Would prefer it to go blank.I was originally drawn to Betterment's no fee checking and cash-reserve accounts.
2. The biggest issue is that they won't recognize my other checking account as a "deposit" accounts.
3. I wont use the checking for anything except to put money in the savings and investment accounts with Betterment.
4. The email address that I used to set the account didn't work (credentials have expired?).So I changed the email address (same issue credentials have expired).
5. It's very easy to set up a small (or large) reoccurring deposit from each paycheck into multiple accounts and watch them grow with nearly no effort on my part.
6. Also, a major general improvement to Betterment would be being able to keep auto adjust on while changing risk settings +/- a few degrees up or down.They have a very easy way for anybody to invest from the just trying to figure out how to invest to the experienced investor.
7. I have checking elsewhere that's a thousand times faster.Very limited list of external accounts to be synced automatically, manually updating accounts is a pain.
8. Now, recently, for some reason, the app only shows investment accounts, I can't see the balance of my external cash and credit accounts, forcing me to have to use my computerApp is so confusing.
9. It is also nice to have some of my money slightly separate from my traditional accounts as i often get tempted to dip into my savings when i didn't stick to my budgeting for the week.
10. Whenever I contact customer service about this issue, it takes around 48 hours for a response that tells me to have the latest version of the app installed, which I do.
11. Not to mention the difficulty in transferring funds between your checking and Cash Reserve accounts.