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1. Betterment needs me to put in a password to access the app again, but I can read the screen and see everything before I out the password in when I navigate back to it (if thdt makes sense?) Would prefer it to go blank.I was originally drawn to Betterment's no fee checking and cash-reserve accounts.
2. The biggest issue is that they won't recognize my other checking account as a "deposit" accounts.
3. I wont use the checking for anything except to put money in the savings and investment accounts with Betterment.
4. The email address that I used to set the account didn't work (credentials have expired?).So I changed the email address (same issue credentials have expired).
5. It's very easy to set up a small (or large) reoccurring deposit from each paycheck into multiple accounts and watch them grow with nearly no effort on my part.
6. Also, a major general improvement to Betterment would be being able to keep auto adjust on while changing risk settings +/- a few degrees up or down.They have a very easy way for anybody to invest from the just trying to figure out how to invest to the experienced investor.
7. I have checking elsewhere that's a thousand times faster.Very limited list of external accounts to be synced automatically, manually updating accounts is a pain.
8. Now, recently, for some reason, the app only shows investment accounts, I can't see the balance of my external cash and credit accounts, forcing me to have to use my computerApp is so confusing.
9. It is also nice to have some of my money slightly separate from my traditional accounts as i often get tempted to dip into my savings when i didn't stick to my budgeting for the week.
10. Whenever I contact customer service about this issue, it takes around 48 hours for a response that tells me to have the latest version of the app installed, which I do.
11. Not to mention the difficulty in transferring funds between your checking and Cash Reserve accounts.