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1. Taxes are charged on the lease for your purchase, as in anything you purchase you have to pay taxes! Plus paying it off in 90 days helped my credit! I've had 3 leases with them no issues what so ever!I've used acima several times but this is the first time I tried using the app, The app does not open up past log in..orange center icon just spins.
2. I leave 5 stars because it's really easy to buy navigate and customer service efficiencyGreat place to get items, no interest charge on the lease! If people actually read what there getting into before signing then they would understand that if it's not paid off in 90 days you will end up paying more as you are leasing the items.
3. I have every single bank statement proving they have taken all of the money stated within the contract, yet they continue to drain my accountNEW app update ruined my experience! I completed 2 previous leases using the early buyout and both were around $1000.
4. Ask yourself if the item warrants you going into horrendous debt before purchasing from AcimaThey barware not keeping their agreement and drawing money on wrong days and charging late fees.
5. If you pay that credit before 3 months, they do not charge you interest, so for 3-month purchases it is perfect, otherwise, 12-month credit charges you almost double the initial credit, so I do not recommend it for these cases.
6. After 8 calls and almost 400 dollars in fees trying to use there service to purchase a product and get a declined payment after an hour of making a purchase.
7. The new update has ruined my experience with them and I can't use their service with that little amount of money.Don't deal with these thieves.
8. I hope they fix issue soon as it was a great company up until this.Above, it has worked perfectly for me to buy any type of merchandise (furniture, cell phones, smart TVs).
9. I don't have a lot of free time.The app worked initially and now it doesn't even open, staying it's unavailable and to try back in ten mins... That was yesterday and now more than twelve hours later, it still is not working.
10. They recently did an app update and no longer go off of your lease history and my purchasing power dropped by $1000 to $500.
11. I've paid off my tires like 3 times over now and they still continue to harass me and lowering my credit.