Published by Affirm, Inc on Nov 8, 2024

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Why should I report an Issue with Affirm: Buy now, pay over time?

  1. AppContacter will directly Email your issue/feedback to an apps's customer service once you report an issue and with lots of issues reported, companies will definitely listen to you.
  2. Pulling issues faced by users like you is a good way to draw attention of Affirm, Inc to your problem using the strength of crowds.
  3. Importantly, customers can learn from other customers in case the issue is a common problem that has been solved before.
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About Affirm: Buy now, pay over time

1. Now select customers can take Affirm everywhere with the Affirm Card™. • Planning a big purchase? • If you’re shopping on the go, you can link your bank account to pay with your card almost anywhere, or use the app to request to pay over time for eligible purchases after you swipe.

2. Shopping with Affirm is simple and easy—browse your favorite stores online or in-store, choose the payment terms that work best for your budget, and complete your purchase at checkout or with your Affirm Card.

3. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase.

4. The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U. S. A. Inc.

5. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm. com/lenders.

6. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC.

7. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

8. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase.

9. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app.

10. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states.

11. Minimum purchase may be required for payment plans.

Affirm Customer Insights

1. Perfect for people with the ability to pay small incremental payments over a given period of time, and meanwhile without accruing interest as long as you continue to pay each payment on time! Using, Affirm, won't effect your credit unless you allow it to!I absolutely love the app.

2. They have multiple finance options so you don't feel trapped and you choose what works for you! I've seen other companies tey to use this same business model but I always choose Affirm because I trust they'll stick to the agreement as long as I pay on time.A great, handy, and easy app to use!Very helpful when there's a need for making a pricier purchase because with this app, there's no need to pay the full price upfront, or all at once.

3. Affirm & Affirm Debit+ used to be great, but the integration of Debit+ into the Affirm app has made it impossible to use the Debit+ card since the Affirm app won't connect the card to a bank account.

4. I just wish the great payment history would help with my credit score.Hope you don't need to use live chat, or be prepared to leave your phone on for 45 minutes while you wait.

5. This was a nice way for them to break their own stuff.There when you need it! My credit is not that bad but student loans debt prevents me from getting major credit cards due to "serious delinquency".

6. Outside of that, this is very convenient and resourceful.For the past few weeks, it has been impossible to pay off current loans using the app because someone had the bright idea of making a popup advertising places to get loans from when clicking on the manage section.

7. The more I have used it and made payments on time and paid off the loans, the purchase amount I am allowed to spend has increased.

8. I even got declined once for Wal-Mart even after I've used Affirm multiple times at Wal-Mart.Payment screen keeps glitching in app.

9. I even received the affirm credit card.

10. Pay on time and your spending power goes up, and it's much easier to deal with than credit cards.

11. So if I open a new account & want to link it to Affirm, it's impossible to do that.

Steps to Troubleshoot & Fix Affirm Issues

1. Fix Affirm Not Working/Crashes/Errors/Unresponsive & Black/White screen:


  1. Restart Affirm: Restarting the app will resolve most errors.
  2. Update the Affirm App. Here is how:
    1. On Android goto PlayStore » Search for "Affirm" » Open Affirm: Buy now, pay over time » click "Update".
    2. On iPhone, goto AppStore » Your profile » Available Updates » Check for Affirm » click "UPDATE".
  3. Clear Affirm: Buy now, pay over time app cache: Clearing cached data will force your app to retrieve the latest data directly from Affirm servers.
    1. On Android, goto Settings » Apps » Select "Affirm: Buy now, pay over time" » click Storage » click "Clear Cache".
  4. Check Affirm app permissions. If any of these permissions required to use your device's features are disenabled, Affirm might not work.
  5. Uninstall and reinstall Affirm. If nothing else has worked, completely uninstall Affirm then reinstall.
  6. Restart your device. Last, restarting your device can often clear most problems causing Affirm not working


2. Fix Affirm Server issues & Internet Connection


  1. Check network connection: An unstable Internet will make Affirm be unable to connect to it's servers. Ensure your wi-fi is working then restart app.
  2. Disable VPN: VPN can cause connection errors and lead to Affirm not working. Make sure all VPNs are off
  3. Enable background data: When Background data is turned off, Affirm may not be able to connect to the Internet when running in the background.

Reported Issues