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There are 2 methods to get your data (and account) deleted by Chime – Mobile Banking:
Now you understand what the Law says, Send your Request directly to Chime using the form below:
Alternatively, you can follow these steps below to get Chime to delete your account/data:
1. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors.
2. ¹To be eligible to apply for Credit Builder, you need to have received a qualifying direct deposit of $200 or more to your Checking Account within 365 days of your Credit Builder application.
3. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc.
4. *Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month.
5. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc.
6. ²Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months.
7. Eligible members on Chime can overdraft up to $200* on debit card purchases and ATM withdrawals fee-free.
8. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions.
9. Chime has no monthly maintenance fees, minimum balance fees, or foreign transaction fees.
10. Whether it’s for gas or groceries, use Credit Builder¹ to increase your FICO® Score by an average of 30 points² with regular on-time payments.
11. Debit card and Credit card may be used everywhere Visa credit cards are accepted.
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