1. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide.
2. The total amount due under the loan terms provided is $16,604. 64. (Actual terms and rate depend on credit history, income, and other factors. ) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired.
3. For a well-qualified customer, a $10,000 loan for a period of 48 months with an APR of 24. 06% and origination fee of 6% will have a payment of $345. 93 per month.
4. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day.
5. Georgia loans have a minimum $3,500 loan amount.
6. Loans are offered from $2,000 to $36,500, at rates ranging from 9. 99% to 35. 99% APR, with terms from 24 to 60 months.
7. Origination or other fees from 0% to 6% may apply depending upon your state of residence.
8. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.
1. What's going on? How can i make a payment that doesn't take me 30min plus like contacting via phone call?It's been months and I can't log in to my account last time I called customer service I was told IT would fix it and contact me.
2. Simply lays out your loan balance, monthly payments, and track record.It's ok, the problem I have is it doesn't save your login name so you have to always re-enter that and the fico score never works.
3. It works maybe twice and then the same problem, can't log in and have to go to the web to get into my account.Very upsetting that every time I try and open up the app that gives me an error and I have to uninstall and reinstall if I can give it less than a ⭐ I would.I can't login on the mobile app since the new update I login and it immediately takes me back to login i see my account for a split seconds.
4. It is nice to be able to make extra payments and see your payment historyforget sometimes it's just like a major credit card with a high balance.
5. I have never been able to log into my account but I'm sure if I stopped making payments they would reach out to me right away.
6. The only downfall is the fact that the billing-" processing time to post a payment takes longer than expected.
7. I like to pay each time i get paid & when i do it asks is this an extra pmt or if it's to be applied to reg monthly pmt.
8. The calculated interest per day on YOUR outstanding balance is how LP makes money for profit.The app seems pretty simple and is running fine.
9. I want to be able to see my statements.The part i hate is options when making pmts.
10. If you choose monthly pmt & it's not the due date it won't take pmt until that date.
11. They made some big improvements over the almost 2 years I've been using it but it is useless now.